Android · Offline-first · Privacy-first

The expense tracker that stays on your phone.

Log spending in seconds, see where your money goes, and keep every record on your device. No account, no cloud.

Get it on Google Play Explore the app Download the App
  • No sign-up
  • Works in airplane mode
  • Data never leaves your phone

Offline-firstCore tracking works with no connection.

No accountOpen the app and start tracking.

Local by defaultYour records live on your device.

Yours to exportJSON backup, PDF and CSV, anytime.

01 Privacy

Your money is personal. Your data should be too.

Nothing is uploaded. No cloud accounts, no remote trackers. Your complete financial ledger is stored directly on your phone and stays there.

  • Stored on your device

    Your full expense history, custom categories, monthly budgets, and historical trends are saved directly in a local on-device database.

  • Calculated completely offline

    Every monthly total, category breakdown, recurring rule, and spending insight runs on your phone's processor — zero internet needed.

  • Export when you choose

    Generate clean, unencrypted PDF summaries, CSV spreadsheets, or full JSON backups anytime. You own your data with zero vendor lock-in.

On this device Local & Encrypted
Expense records64 entries · Nov 2026
Spending targetsPer persona, per month
Recurring rules4 active · 1 paused
InsightsCalculated locally
Export when you choose
PDFCSVJSON
No cloud sync

Nothing leaves your phone unless you export it.

02 Personas

One app. Different financial perspectives.

Personal spending, business purchases and travel costs deserve separate books. Each persona keeps its own expenses, targets, recurring rules and insights — and only one is active at a time.

Records stay separate. Switching never merges ledgers.

PersonalEveryday spending
Active
November 2026Target ₹25,000

₹18,420

74% of target used₹6,580 left
  • Food₹5,894
  • Shopping₹3,868
  • Transport₹3,131
64 transactionsSeparate ledger · Preserved

03 Everyday tracking

Log it in seconds. Find it when you need it.

The fastest expense tracker is the one you actually keep using. Entry takes a few taps, and every record stays easy to browse, edit or remove.

Quick entry

Amount, category, description, payment type and date — with sensible defaults.

Categories that fit

Organise spending the way you think about it, from groceries to client travel.

Every payment type

UPI, card, cash or bank — see spending by how you paid, as well as by category.

A readable history

Expenses grouped by day and month. Open any record to edit or delete it.

04 Financial intelligence

Don't just track your expenses. Understand them.

A list of transactions tells you what happened. Insights tell you what changed, where it went, and what deserves a closer look — without sending your data anywhere.

What changed this month

A clear read on meaningful shifts: overall spending, categories that moved, and new commitments. No invented observations when data is thin.

Spending summary

Total spent, transaction count, daily average and your biggest expense, side by side.

Category distribution

See which categories and payment types take the largest share of your month.

Weekly rhythm

Weeks follow Monday to Sunday, with your highest, lowest and average week called out.

Largest transactions

The five biggest expenses in the period, each one tap from the full record.

Spending patterns

Weekday versus weekend, frequent small purchases and repeated merchants — without judgement.

All of this is calculated from your own records, on your own device.

Spending Summary
Total Spent
₹33,295.00
Transactions
20
Daily Average
₹2,561.15
Biggest Expense
₹12,000.00
Category Distribution

Analyze where your cash flows by category.

By Category By Pay Type
Rent & Living (2) ₹16,000.0048.1%
Bills (5) ₹6,355.0019.1%
Gym (6) ₹4,415.0013.3%
Transport (5) ₹465.001.4%
Food (2) ₹60.000.2%

05 Recurring commitments

Know what's already spoken for.

Subscriptions, rent, bills and other regular payments can be set up once and reviewed whenever you need. Upcoming commitments stay visible — without being mistaken for money already spent.

  • Monthly and annual view

    See what your active rules add up to over a month and a year, estimated from their frequency.

  • Upcoming payments

    Know what's due next, with local reminders before it lands.

  • Pause, resume, skip

    Life changes. Adjust a rule without losing track of the commitment.

  • A rule is not an expense

    Recurring rules represent future commitments. They only count as spending when you record the actual payment.

06 Savings, without judgement

Find opportunities. You decide what matters.

The app can point out patterns worth a second look — a category that crept up, a run of small purchases, a commitment you may have forgotten. It won't call your spending wasteful. That's your call.

  • Identify low-value spending

    Detects frequent micro-payments (₹20 – ₹100) and calculates potential savings at a glance.

  • Micro-goals with real impact

    Suggests simple, bite-sized actions — like skipping a few small purchases a week to save ~₹2,480.

  • 3-month baseline comparisons

    Flags when categories or memberships drift higher than your normal average so you can take action.

Savings figures are estimates based on your recorded spending, not promises. Every expense stays yours to judge.

07 Yours to keep

Back it up. Take it with you.

Your records shouldn't be trapped in an app. Create a local backup, export what you need, and restore it when you move devices.

backup.json

JSON backup & restore

A complete local backup of your records. Restore it on another install whenever you're ready.

statement.pdf

PDF statements

Clean monthly statements for your records, expense claims or simple peace of mind.

transactions.csv

CSV export

Open your transactions in a spreadsheet and take the analysis wherever you like.

on-device

Useful notifications

Daily reminders, weekly summaries, target alerts and upcoming recurring payments. Optional and relevant.

Built around your privacy

No account. No cloud. No surprise uploads.

Expense Tracker works from a simple premise: your financial life is yours. Keep every record on your device, share nothing by default, and export only when you decide to.

  • Local-first storage
  • No mandatory sign-in
  • User-controlled backup
  • Offline analytics

08 Questions

The short answers.

What the app does, where your data lives, and how the details work.

Does Expense Tracker work without internet?

Yes. Recording expenses, monthly targets, local analytics, recurring rules and reminders all work offline. Backups and exports are created on your device. Optional online assistance, if introduced, will be opt-in.

Do I need to create an account?

No. There is no mandatory sign-in or cloud profile. Your personas and records are stored locally on your Android device.

Where is my data stored?

In the app's local storage on your device. It is not uploaded automatically. You can create a JSON backup or export PDF and CSV files whenever you choose.

What are personas?

Separate financial contexts — Personal, Business and Tour — each with its own expenses, targets, recurring rules and insights. One persona is active at a time, and switching never merges or deletes the others.

How do monthly targets work?

Targets are set per persona and per calendar month. A target created mid-month applies to that whole month, including expenses recorded earlier. Targets don't carry forward automatically, and there are no rolling 30-day or custom 8th-to-8th cycles.

Is AI used to analyse my spending?

The core insights are calculated locally on your device. Optional online AI assistance is a future direction: it would be opt-in, require explicit consent, and send only minimised summaries — never your full database. Factual figures would still come from local calculations.

Can I move my data to a new phone?

Yes, through a local JSON backup and restore. Core features don't rely on cloud sync.

Available for Android

A clearer picture of your money starts here.

Track your spending, understand the patterns, and keep every record on your own device.

Get it on Google Play Explore features

No account. No cloud. Just your money, in your hands.